About Us
TPS Insurance has been part of the Owatonna community for over a century.  This would not happen without our loyal customers.  We are thankful for you and ready to serve your needs into the next century.
We are a full service agency with a great team here to help.

Our Commitment

Pledge of Performance
Trusted Choice® agencies are insurance and financial services firms whose access to multiple companies and commitment to quality service enable us to offer our clients competitive pricing, a broad choice of products and unparalleled advocacy.
As a Trusted Choice® agency, we are dedicated to you and are committed to treating you as a person, not a policy. This commitment means we shall:
• Work with you to identify the insurance and financial services that are right for you, your family or your business and use our access to multiple companies to deliver those products
• Guide you through the claims process for a prompt and fair resolution of your claim.
• Help you solve problems related to your coverage or account
• Explain the coverages and options available to you through our agency, at your request.
• Return your phone calls and e-mails promptly and respond to your requests in a timely manner.
• Is a licensed professional with strong customer and community ties.
• Use our experience and multiple company relationships to customize your coverage as needed.
• Commit our staff to continuing education so they may be more knowledgeable in serving you.
• Treat you with respect and courtesy.
• Conduct our business in an ethical manner.
We pledge this to you, our clients and ask that you let us know if we fail to meet our commitment, so we may take corrective action.

Our History

The following is a brief history of the agency written for Owatonna's Sesquicentennial which was celebrated in the summer of 2004.

Cline Tincher started the agency in 1912 in Owatonna and operated as C.A. Tincher.  The original office was in City Hall.  That didn’t last very long and they moved to another downtown location.  The first company represented was United States Fidelity and Guaranty.  Their State Agent was a gentleman by the name of Thiemer and for awhile the agency was known as Thiemer and Tincher.

Oscar Peterson came in to the agency during the Depression (circa 1932) and they moved their office into what is now the Wells Fargo Bank building.  During this period they also worked for the Associated Mutuals which were part of the Kemper Group.  At that time Mr. Theimer left the agency.  The agency represented all mutual companies after the depression.

Ty Sincock came to Owatonna and joined the agency in 1947 after experience as a field representative for Safeco Insurance Company.  He stayed with the agency until 1977.  They had several downtown locations during this time and were in the building next to the Armory across from Federated since 1960.

Andy Wolf joined the agency in 1968 and purchased the interest of Oscar Peterson.  Thomas G Effertz joined the agency in 1975 and purchased the interest of Ty Sincock.  Mr. Effertz then purchased the interest of Mr. Wolf in 1983.

Terri Effertz and George Effertz joined the agency in 1984 and David Effertz in 1999.  The agency has operated out of it’s present location at 285 18th St. SE since 1984.